Мой Налог

The Tax Portal That Follows You Home

Imagine finishing a freelance project at 2 AM, the invoice is ready, but you know that come morning, you’ll need to navigate a labyrinth of government portals to report the income. For the millions of self-employed individuals operating under Russia’s special tax regime (NPD), this friction has a direct solution. Мой Налог is the official government application from the Federal Tax Service of Russia (ФНС России), designed specifically to digitize the entire tax lifecycle for freelancers and sole proprietors. It is not a financial management app in the traditional sense; rather, it is a direct digital pipeline to the state’s tax infrastructure. The core mechanic is simple: you declare income, the app calculates the tax at the applicable rate, and you pay it directly from your phone. The current tax structure is progressive: a 4% rate on income up to 600,000 RUB from individuals, 6% on income from legal entities up to that threshold, then 13% to 15% on any income exceeding 2.4 million RUB, which effectively removes you from the NPD regime. This app handles that entire calculation automatically, removing the guesswork and the risk of penalties.

The functional scope of Мой Налог extends far beyond a simple calculator. It serves as a comprehensive administrative hub for your freelance status. You can initiate or cancel your registration as a self-employed individual directly within the app, bypassing the need for a physical visit to a tax office. The core workflow involves detailing professional income—you can add a transaction, specify the amount, and categorize it (e.g., from an individual or a legal entity). The app then generates a digital receipt (чек) for the client, which is legally required for this tax regime. These receipts can be sent directly via SMS or email, or you can generate a QR code for the client to scan. Beyond income declaration, the app offers a dashboard for viewing your tax balance, accrued penalties (if any), and a history of all payments made. It also provides statistical breakdowns of your income over time, allowing you to track your earnings across months and years. This is not a budgeting tool, but a compliance tool with a reporting layer.

Key Functional Modules and Tools

• Registration and Deregistration: Complete the process of becoming or ceasing to be a self-employed individual (NPD) using your passport, INN (Taxpayer Identification Number), or via the Gosuslugi portal, with biometric verification via passport scan.
• Income Declaration and Receipt Generation: Add income transactions, automatically calculate the applicable tax rate (4%, 6%, or higher), and instantly generate a legally compliant digital receipt for your client.
• Client Communication: Send generated receipts directly to clients via SMS, email, or by displaying a QR code on your phone screen, ensuring you meet the legal requirement to issue a receipt.
• Tax Payment and Balance Management: View your accrued tax liability, pay the total due directly through the app using a linked bank card or through a connected bank account, and track your payment history.
• Income Statistics and Analytics: Access a visual dashboard that breaks down your income by month, year, and source (individual vs. legal entity), helping you monitor your progress toward the annual income limit.

Why This App Matters for the Modern Freelancer

For anyone operating under the self-employed tax regime in Russia, Мой Налог is not a convenience—it is a near-essential utility. The alternative is manually calculating your income, remembering to issue paper or digital receipts, and then navigating the web-based personal account on the FNS website. The app compresses this multi-step process into a single, linear flow. The most significant advantage is the elimination of the “tax surprise.” Because you declare income as it happens, the app provides a real-time view of your tax debt. This prevents the accumulation of a large, unexpected bill at the end of the quarter. Furthermore, the integration with the Gosuslugi portal and passport scanning for registration reduces the initial administrative friction to near zero. The app also handles the nuanced calculation of the tax deduction that new self-employed individuals receive (a 10,000 RUB deduction that reduces the effective tax rate), ensuring you automatically benefit from this incentive without having to manually apply for it.

Final Verdict and Recommendation

Мой Налог is a tightly focused, government-grade tool that succeeds in its primary mission: digitizing the tax compliance process for self-employed individuals in Russia. It is not a financial planner or an invoicing platform, but it excels at what it does. The interface is functional and direct, prioritizing clarity over aesthetics, which is appropriate for a tax application. The only real requirement is a stable internet connection and a valid Russian passport or INN. For any freelancer, tutor, driver, or craftsman who is registered under the NPD regime, this is the most efficient, and arguably the only necessary, tool for managing your tax obligations from a mobile device. Download the official APK or install from the official app store now to automate your tax reporting and keep your financial life in order.

Internet connection required. In-app purchases for tax payments via third-party processors may be available.